Buyer Upfront Cost Calculator
Funds required beyond the down payment vary by emirate and transaction type.
Last updated: 2025-12-01
Quick answer
Beyond the purchase price, UAE buyers should budget for registration fees, agency commission, mortgage fees, valuation, and ongoing service charges. Use the calculator on this page for illustrative totals — verify with your conveyancer.
Frequently asked questions
What upfront costs should UAE property buyers budget for?
Typical costs include DLD or emirate registration fees, agency commission (if applicable), mortgage arrangement fees, valuation, and service charge deposits. Amounts vary by emirate and transaction type.
Buyer Upfront Cost Estimate
Shows funds beyond down payment. Only verified fee percentages are auto-calculated.
AED 2,000,000
AED 400,000
Estimated Upfront Cash
AED 525,000
- Down Payment (AED)AED 400,000
- DLD Transfer Fee (Ready Property)AED 80,000
- DLD Mortgage Registration FeeAED 5,000
- Property Valuation Fee *Confirm with authority
- Bank Processing Fee *Confirm with authority
- Agency CommissionAED 40,000
- Trustee Office Fee *Confirm with authority
* Fees without verified amounts require confirmation. Last updated: 2025-12-01
Mortgage approval, financing percentage, rates, fees, eligibility, and monthly payments depend on the applicant, property, valuation, bank credit assessment, and applicable UAE regulations. Figures shown are estimates and not a financing offer.
Property payment plans and promotions may change or expire. Confirm the current official plan before making a purchase decision.